What constitutes commercial use of a vehicle?
In Alberta, any vehicle used primarily for business purposes is considered a commercial vehicle and requires commercial vehicle insurance. This can include:
Keep your Alberta business moving forward with reliable commercial vehicle insurance.
Food trucks, tow trucks, dump trucks – we understand the unique risks associated with different vehicle types.
Provides medical and income support for drivers injured in a collision.
Protects your business from financial responsibility for injuries or property damage caused to others by your commercial vehicles.
We go beyond the minimum with additional coverage options to fit your specific needs:
We leverage our strong relationships with top insurers to secure comprehensive coverage at competitive rates.
Our advisors have extensive experience understanding the risks associated with commercial vehicles and can tailor a plan to fit your fleet’s specific needs.
We proactively identify and mitigate risks to help you control your insurance costs and keep your drivers safe.
Our team of Alberta-based advisors is always available to answer your questions and guide you through the claims process.
We all know that insuring your Business is not as simple as insuring your car or your home. Every business is unique, and needs a package of insurance that meets that business’ needs and provides the level of protection you’re comfortable with. Lloyd Sadd Insurance has helped me achieve the right type of insurance package.
Nason Contracting Group was previously insured by a national brokerage firm and we felt that a change was needed. Our experience with Lloyd Sadd has been an excellent one as they are very committed to our organization’s growth and success. They take an industry specialization approach and this has truly worked for us because their Construction Practice understands our construction issues.
This is a relationship that has been very beneficial to Keller and one that we value to the same degree as our legal and accounting firms. These are all important business partners to Keller – they help us grow successfully.
From small construction companies to large-scale trucking operations, Lloyd Sadd offers comprehensive
commercial vehicle insurance solutions for a wide range of Alberta businesses.
Protect your fleet, cargo, and operations with customized insurance solutions.
Keep your specialized vehicles and equipment covered on the job site and while travelling.
Protect your work trucks, trailers, and tools from various perils.
We understand the unique insurance needs of hauling raw materials and finished products.
We work diligently to ensure you receive a fair and fast settlement for your covered losses.
We guide you through the claims process efficiently to minimize disruption to your business.
Our team works towards minimizing the financial impact of a covered event by assisting you with a smooth claims settlement process.Proactive & Fair Settlements We strive to reach a fair and prompt settlement on your behalf to get your business back on track quickly.
We strive to reach a fair and prompt settlement on your behalf to get your business back on track quickly.
In Alberta, any vehicle used primarily for business purposes is considered a commercial vehicle and requires commercial vehicle insurance. This can include:
The cost of commercial vehicle insurance in Alberta varies depending on several factors, such as:
to get an accurate estimate for your specific vehicle and business needs.
Yes, trailers used for commercial purposes typically require separate insurance coverage. This can be bundled with your truck insurance policy or obtained separately depending on your specific needs.
Semi-truck insurance can vary significantly depending on factors like the size of the trailer, the type of goods hauled (hazardous materials may cost more), and the driving record of the operators. Obtaining a free quote is the best way to determine the cost for your specific situation.
Trailer insurance costs depend on the type and value of the trailer, what it typically carries, and the overall risk profile. Get a free quote to determine an accurate price for your specific trailer.
Common carrier accident insurance is a specific type of commercial vehicle insurance designed for businesses that transport goods for hire. It provides coverage for accidents involving the carrier’s vehicle and the cargo being hauled.
Non-trucking liability insurance (NTL) provides coverage for a bobtail truck (tractor unit without a trailer attached) when it’s not being used for its primary function of hauling goods. This can be important if your drivers use the bobtail for errands or to travel between jobs.
Give us a call at 1.800.665.5243 or get a free online quote. Our experts will reach out to you to create the best insurance plan for your needs at an affordable price.
Get a Free Quote >